Archive for April, 2010

If I have full Coverage and Someone Hits my car with Liability Coverage, can I file a claim with both?

? asked: If I have full Coverage and Someone Hits my car with Liability Coverage, can I file a claim with both Insurance companies, assume that the other party is deemed AT fault. Assume that my car is deemed totaled by my insurance company. Can I file a claim for the cars value with my [...]

How long does it take to get car liability insurance?

wowlolz123 asked: I need my insurance for my car for tuesday because I have tot take my driving test by then, I want to know if buying a liability insurance can be done over a day or how long it would take.

Car liability insurance in US: The max. amount for bi & pd very low. Who pays when loss of income is millions?

HappyMan asked: I am puzzled – in Germany my car liability insurance sum is more than 10 million. But during my research about US car liability maximums I have not seen more than 500,000. Assumed I injure someone who is earning more than 100,000 per year so badly that s/he cannot work anymore. Car insurance [...]

Difference between liability insurance and comprehensive car insurance?

Gaya asked: When I hit another car and if I have liability insurance the insurance company is going to pay for the other guy’s car repair if it is my fault. If it is the other guy’s fault his car insurance company is going to pay me for repair. Then why do people take comprehensive [...]

Car liability insurance without a licence? Which offer them?

wowlolz123 asked: I need to take my behind the wheel driving test, the problem is that there is a proof of financial responsibility that I need to show when I arrive, I need insurance. However when I call the insurance company (allstate and statefarm) they said that I need a licence… how am I supposed [...]

I got in a car accident, i only have liability on my car, should i trust people that buy wrecked cars?

LcMar asked: Since i only purchase liability on my car, i doubt i would get any money for it. So i am not sure what to do, except sell my car as is. But i also i am not very sure about how much i can get for my car. I have a Mitsubishi eclipse [...]

I don’t have car insurance, should I purchase rental car Supplemental Liability Insurance?

alibaba38 asked: I live in new york, and don’t have a car and don’t have car insurance, I am thinking to rent a car for a cross country trip should I purchase rental car Supplemental Liability Insurance? or it only work when you have an primary auto policy. For the car collison I have american [...]

My car was crashed into but i only have liability insurance?

Carlos Beltran asked: Will her insurance company give me a hardtime to fix my car because i only have liability on my policy? She crashed into my parked car as she was getting out of her drive way in reverse..Basically its her fault but since i dont have full coverage auto insurance will i encounter [...]

How much is car insurance for a 16 year old living in Florida?

Doctor N asked: Hi, I’m fifteen and I’m getting my license soon. I was wondering, what’s the average cost for car insurance for a child at the age of 16 driving a Ford Mustang GT? I included my car model if that’s any help at all to you. I also live in Central Florida. Thanks [...]

How do I get the Car insurance company Responsible to pay my Medical Bills?

Sup! asked: A guy backed into my car. It was parked to sell it. So no insurance policy on it. My BF and I were sitting in the car out of the rain writting out a new for sale sign. My BF and I were injured. The medical people are refusing to bill the insurance [...]